Pulwama, Dec 12: In an important step toward accelerating Kashmir\u2019s horticultural modernization, Qul, in partnership with Jammu & Kashmir Bank, organised an extensive awareness programme at Eid Gah Drabgam, Pulwama, to educate farmers about the High-Density Plantation (HDP) Scheme and the financial support available for adopting modern orchard systems.<\/p>\n
The programme, as per a statement, was designed to help growers clearly understand the provisions of the High-Density Apple Development Programme (HADP) and the wider High-Density Plantation Scheme. Farmers received a detailed walkthrough of the scheme benefits, eligibility requirements, documentation process, and the long-term economic advantages of transitioning from traditional orchards to high-density models.<\/p>\n
Qul\u2019s Managing Director, Khuram Mir, attended the event and engaged directly with farmers. Participants raised concerns related to varietal choices, gaps from previous plantation years, and guidance on future-proof apple varieties. The MD responded to each query, explaining the scientific and commercial suitability of different cultivars and the need for structured orchard planning.<\/p>\n
Officials from J&K Bank elaborated on the farmer-friendly provisions of the HDP Scheme. They highlighted that the programme offers both technical and financial assistance to growers ready to shift to high-density systems.<\/p>\n
They reiterated that, depending on the project, up to 75% of financing is available, with collateral-free loans up to\u00a0\u20b95 lakh for small and marginal farmers. The financing also includes a repayment period of up to eight years, with no instalments for the first three years.<\/p>\n
Bank officials further clarified that the scheme covers a broad range of high-value crops\u2014apple, pear, cherry, citrus fruits, kiwi, guava, mango, walnut, almond, olive, and dragon fruit.<\/p>\n
Speaking at the event, Qul\u2019s Managing Director, Khuram Mir, said: \u201cQul is not merely a supplier\u2014we are partners in a farmer\u2019s entire journey. From soil profiling and orchard architecture to canopy management and disease diagnostics, our intervention is continuous and science-driven. Collaborations like Friday\u2019s programme with J&K Bank strengthen the horticulture ecosystem we are building for sustainable, high-density farming across Kashmir.\u201d<\/p>\n
Farmers actively interacted with both technical teams, seeking clarity on orchard design, documentation, implementation timelines, and scientific standards. Many participants shared that the session resolved long-pending doubts, particularly regarding financing and the practical steps required to establish high-density orchards.<\/p>\n
Ghulam Nabi, a farmer from Raj Pora Pulwama, remarked: \u201cThis is the first time the entire process was explained in such a simple and practical way. With guidance from Qul and support from the Bank, adopting high-density farming now seems achievable for every farmer.\u201d<\/p>\n
He added that HDP is increasingly becoming the future of horticulture in Kashmir.<\/p>\n
Local growers also appreciated Khuram Mir\u2019s pioneering role in introducing the high-density concept in Kashmir and for consistently supporting farmers through scientific interventions and field visits.<\/p>\n
The programme concluded with renewed confidence among growers and reaffirmed the shared commitment of Qul and J&K Bank to drive horticultural growth through innovation, collaboration, and farmer-centric awareness. The event was attended by good number of farmers from across Pulwama district.<\/p>\n","protected":false},"excerpt":{"rendered":"
Pulwama, Dec 12: In an important step toward accelerating Kashmir\u2019s horticultural modernization, Qul, in partnership with Jammu & Kashmir Bank, organised an extensive awareness programme at Eid Gah Drabgam, Pulwama, to educate farmers about the High-Density Plantation (HDP) Scheme and the financial support available for adopting modern orchard systems. The programme, as per a statement, […]<\/p>\n","protected":false},"author":2,"featured_media":6660,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"jnews_social_meta":[],"jnews_override_counter":[],"footnotes":""},"categories":[3],"tags":[],"class_list":["post-6659","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local"],"_links":{"self":[{"href":"https:\/\/kashmirthunder.in\/index.php\/wp-json\/wp\/v2\/posts\/6659","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kashmirthunder.in\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kashmirthunder.in\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kashmirthunder.in\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/kashmirthunder.in\/index.php\/wp-json\/wp\/v2\/comments?post=6659"}],"version-history":[{"count":1,"href":"https:\/\/kashmirthunder.in\/index.php\/wp-json\/wp\/v2\/posts\/6659\/revisions"}],"predecessor-version":[{"id":6661,"href":"https:\/\/kashmirthunder.in\/index.php\/wp-json\/wp\/v2\/posts\/6659\/revisions\/6661"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kashmirthunder.in\/index.php\/wp-json\/wp\/v2\/media\/6660"}],"wp:attachment":[{"href":"https:\/\/kashmirthunder.in\/index.php\/wp-json\/wp\/v2\/media?parent=6659"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kashmirthunder.in\/index.php\/wp-json\/wp\/v2\/categories?post=6659"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kashmirthunder.in\/index.php\/wp-json\/wp\/v2\/tags?post=6659"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}