Kulgam, Dec 23: A meeting of the District Level Review Committee/District Consultative Committee (DLRC/DCC) for Q2 FY 2025-26 was held on Tuesday under the chairmanship of the Deputy Commissioner Kulgam, Athar Aamir Khan here at Mini Secretariat Kulgam to review the performance of banks and sponsoring departments under various Government initiatives and flagship schemes for the financial year 2025-26.
The meeting was attended by Additional District Development Commissioner Kulgam, Altaf Ahmad Khan; DLO RBI, Anoop Sharma; General Manager DIC, Dr.Bashir Ahmad; CEO Kulgam, Shabir Ahmad; Lead District Manager (Banks) Iftikhar Ahmad Padder; Director RSETI, Mohd Ayoub, Other District Officers and representatives of banks and financial institutions operating in Kulgam.
At the outset, the Deputy Commissioner, who is also Chairman of the DLRC/DCC, conducted a detailed sector-wise review of banks’ performance in implementing various Government schemes.
He also assessed achievements under Priority and Non-Priority Sector lending in line with the Annual Credit Plan.
Addressing on the occasion, the DC urged banks and sponsoring agencies to focus on achieving Priority Sector Lending targets and emphasized improving ease of access to banking facilities for consumers.
The DC stressed effective implementation of self-employment schemes including Mission YUVA, Holistic Agriculture Development Programme (HADP), PM Surya Ghar Muft Bijli Yojana, and other livelihood-oriented initiatives.
He also emphasized strengthening financial inclusion through proper handholding of beneficiaries to enhance credit outreach.
He further directed banks to sensitize their staff to deal with customers compassionately and ensure timely redressal of public grievances.
The DC emphasized close coordination between banks and sponsoring agencies for seamless implementation of self-employment schemes, enabling beneficiaries to establish income-generating units effectively.
During the meeting, it was informed that YOY Deposits of the District have increased from Rs 2541.67 Cr to Rs 2747.05 Cr witnessing 8.08% increase, Advances have grown from Rs 2324.98 Cr to Rs 2560.94 Cr witnessing 10.15% growth.
Further, it was informed that the achievement as on 30.09.2025, under District Credit Plan is Rs 1070.68 Cr which is 55% of the fixed target of Rs 1938 Cr for FY 2025-26.
